Settling in, country by country

🇧🇪 Settling in in Belgium

Settling on the Belgian side: communal registration is compulsory and gates the electronic ID card; everything else follows from it.

The steps, in order

  1. 01

    Registration in the population register

    You declare yourself to the communal administration after moving in. A neighbourhood officer comes to confirm actual residence, then the commune issues the electronic ID card — the key to every Belgian procedure.

    Deadline: Within days of moving inWho you deal with: Administration communale
  2. 02

    Mutuelle and healthcare coordination

    Registration with the CCSS by the employer, CNS cover, then enrolment with a Belgian mutuelle using the European coordination document so you can be treated in Belgium.

    Who you deal with: CCSS · CNS · mutuelle
  3. 03

    Tax and communal surcharges

    Salary taxed in Luxembourg, exempt in Belgium with a progression reserve. Local quirk: Belgian communes levy additional percentages on personal income tax — the exemption largely neutralises them, but the communal rate is worth a look before choosing where to live.

    Who you deal with: SPF Finances

Procedures and deadlines change, and edge cases (third-country nationals, family reunification, self-employment) fall outside this outline. Check with the relevant administration before committing.

Verified on 2026-08-17

The communes of this country on the site